Category Archives: Employee Benefit Trends

Hello all In my Employee Benefit practice I have discovered some hard facts.  Maybe the most important is that most employees know very little or nothing about what their benefits are, how they work and how they can most effectively … Continue reading

Hello All We at EMEX have been making a concerted effort to provide outstanding service to our clients and friends.  We have made available periodically Webinars on subjects from employee handbooks to FMLA to HRA/HSA’s and beyond.  I know taking … Continue reading

Hello All Today I am preparing to attend the meeting of the “Minnesota Exchange Commission” (a group of primarily Democrat legislators) who are considering how the marketing and enrollment of people will be done in the Minnesota Exchange.  So far, … Continue reading

Hello All I have attached a summary of a new book “Fresh Medicine” by Philip Bredesen (D-TN) the outgoing Democrat Governor of Tennessee.  Please take a look at the summary and send your comments back to me on my blog … Continue reading

Hello All On October 7th a federal judge in Michigan appointed by President Clinton dismissed the first of many lawsuits filed on the subject of mandating people buy health insurance.  Of course this decision will be appealed to a higher … Continue reading

Below you will see the legislative agenda for the professional insurance agents of Minnesota.
The list of things we are fighting for that will help both consumers and providers of healthcare. Continue reading

CDHP’s While enrollment in
these plans is growing the education and communication with the participants is lagging behind. Continue reading

I send this to
you to reiterate what I have stated in previous blogs that “Cosmetic” and other expensive dental
treatments can be handled with great proficiency and care in other nearby locations out of the US at a
fraction of the cost. Continue reading

What is Global Health Care and what will be its impact on the cost of healthcare in the United States?
Global competition. 1 of every 6 specialists in the US are Indian. Dr. Rao from the University of Iowa is considered “the” expert in digestive medicine in the US, he is from India. Johns Hopkins has opened affiliate hospitals in several countries. The US hospital accreditation service JCI has now accredited over 150 hospitals outside the US using US standards. And the number is growing unencumbered every year. By any standard Brazil has the best cosmetic surgeons in the world.

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Met Life just released their “8th Annual Study of Employee Benefit Trends”. Continue reading